How to check credit report Toledo

Your SSN can be used fraudulently for tax purposes. For example, an identity thief might use your SSN to file a tax return with the IRS in order to receive a refund. If the tax return is filed before yours, the thief will likely receive the refund. If your SSN has been stolen, it may be used by an imposter to get a job.

That person’s employer would how to check credit report Toledo report income earned to the IRS using your SSN, making it appear that you did not report all of your income on your tax return. The IRS has established the IRS Identity Protection Specialized Unit to assist individuals with such problems. For more information, visit www.irs.gov/privacy/article/0,,id=186436,00.how to check credit report Toledo html. Passports. Whether you have a passport or not, write to the passport office to alert them to anyone ordering a passport fraudulently.

Phone service. Identity thieves often establish fraudulent cell phone accounts, with monthly bills going unpaid. The imposter might also have opened local and long distance telephone accounts. If the imposter has obtained phone account(s) in your name, contact the phone company for information on how to report the situation. The how to check credit report Toledo steps that you take to clear your name with both the phone company and credit bureaus are much the same as with credit card accounts described above in steps one and three. free copy of credit report If your calling card has been stolen or there are fraudulent charges, cancel it and open a new account. For your own phone accounts, add a password that must be used any time your local, cell phone, and long distance accounts are changed. Student loans. If an identity thief has obtained a student loan in your name, report it in writing to the school that opened the loan. Driver's license number misuse. how to check credit report Toledo You may need to change your driver's license number if someone is using yours as ID on bad checks or for other types of fraud. Call the Department of Motor Vehicles (DMV) to see if another license was issued in your name. Put a how to check credit report Toledo fraud alert on your license if your state's DMV provides a fraud alert process. Fill out the DMV's complaint form to begin the investigation process. free annual credit report government

Send supporting documents with how to check credit report Toledo the completed form to the nearest DMV investigation office. Identity theft involving family members and others you know. If a deceased relative's information is being used to perpetrate identity theft, how to check credit report Toledo or if you personally know the identity thief, additional information about how to address these situations is available in other fact sheets. Visit the Identity Theft Resource Center web site: 18. Medical identity theft. Medical identity theft occurs when someone uses your name, Social Security number, or other personal information to obtain health care or how to check credit report Toledo medical products. Another variation involves false claims for medical care made to your health insurer, again using your personal information. Like other forms of identity theft, victims of medical identity theft may first become aware of a problem with a call from a debt collector. Medical identity theft can be particularly insidious since remedies involve cleaning up your medical records as well as your credit reports. For a full discussion of the crime of medical identity theft as well as steps to how to check credit report Toledo take if you are a victim, visit the Web site of the World Privacy Forum, www.worldprivacyforum.orgThe Federal Trade Commission has also published medical identity theft guides for consumers and healthcare providers. my free credit report government Victim statements. If the imposter is apprehended by law enforcement and stands trial and/or is sentenced, write a victim impact letter to the judge handling the case. Contact the victim-witness assistance program in your area for further information on how to make your voice heard in the legal proceedings.